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The unified orchestration layer for wallets and alternative payments
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The secure repository for all your payment methods
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Workflow-driven payments intelligence for smarter routing and higher auth rates
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A flexible fraud and authentication layer. Instantly add advanced fraud tools and 3DS
One integration to sell inside ChatGPT, Gemini, and every agentic platform
The visual workflow builder that ties fraud, identity, and payment routing together in one place
The unified orchestration layer for wallets and alternative payments
The secure repository for all your payment methods
Workflow-driven payments intelligence for smarter routing and higher auth rates
A flexible fraud and authentication layer. Instantly add advanced fraud tools and 3DS
One integration to sell inside ChatGPT, Gemini, and every agentic platform
The visual workflow builder that ties fraud, identity, and payment routing together in one place
Fraud and Payment Orchestration on One Visual Canvas
Design the full transaction lifecycle, from fraud checks and 3DS to routing and execution, without writing backend code.
Every Provider You Run, Working as One System
Your fraud tools, identity providers and gateways don't talk to each other. Composer puts them on one canvas, so you can see, change and explain the full transaction lifecycle.
One connected view of every provider
Fraud, identity, 3DS and gateway events land in one place, so you make each decision with all of your payment data.
Ship changes in minutes
The team that owns the outcome changes the logic and deploys it, with no engineering ticket or release cycle.
Complex routing you can read
Routing across multiple gateways with rules on top gets intricate. On the canvas, you can follow each path and explain it to anyone.
From Logic to Live Traffic in Three Steps
Drag in your providers and connect them
Pull gateways, fraud, identity and 3DS onto the canvas and connect them with your own credentials, or pick from Spreedly's marketplace of pre-negotiated providers ready to deploy.
Set your logic and routing rules
Configure thresholds, conditional branches, failover and response handling on the canvas. Split traffic to A/B test a new fraud rule or routing path against the current one.
Publish to live traffic in real time
Test a flow, publish it in minutes, and watch it run on real volume. Keep the version that wins, or roll back if the results don't hold.
Endless Possibilities to Orchestrate Your Payment Journey
Chain fraud, identity, authentication and execution in any order. A few of the many flows the canvas makes possible.
Smarter authentication
HIGHER APPROVALS, LESS CHECKOUT DROP-OFF
Run a fraud check first, trigger 3DS only when the risk score crosses your threshold, then authorize. Composer applies SCA exemptions for you.
KYC and payments in one journey
FASTER ONBOARDING, FEWER ABANDONED SIGNUPS
Run identity verification, KYC and payment authorization as one workflow, which PSP-native orchestration doesn't cover.
Gateway failover
KEEP TAKING PAYMENTS DURING AN OUTAGE
If your primary gateway declines or times out, Composer reroutes the transaction to a secondary. You don't touch code or open an incident.
CASE STUDY · E-COMMERCE MERCHANT
What It's Worth
Once It's Running
Engineering time saved on payment logic
Revenue recaptured through better decisioning
Annual loss prevented from fraud and bad credit
What Your Current Stack Is Costing You
Estimate the engineering hours and labor cost you save when Composer replaces manual work on gateways, payment methods, routing and testing logic. The more often your stack and logic changes, the more engineering time Spreedly returns to your team
The Pillars Behind the Command Center
Vault
PCI-compliant tokenization your gateways all share. Store credentials once, keep them current, and use them anywhere.
Explore Vault →Connect
A single integration to 150+ gateways and payment services. Add and manage connections without backend work.
Explore Connect →Protect
Fraud, 3DS and identity services from the providers you already trust, available through the same connection.
Explore Protect →Your Composer Questions, Answered
What payments and engineering teams ask before they build their first flow.
Still have a question? Talk to us →Composer is a visual workflow builder for payments. You drag gateways, fraud tools, identity checks and routing rules onto a canvas, connect them in the order you want them to run, and publish. Composer runs the flow you draw on each transaction, so you have no payment code to write, deploy or maintain.
You need one integration to Spreedly up front. After that, payments, risk and finance teams change flows themselves. Adding a gateway, reordering a fraud check, or splitting traffic for a test is a change in Composer, not a release in your codebase.
Any of the 150+ gateways, fraud providers, identity services and payment methods Spreedly already supports, plus your existing merchant accounts with them.
A catalog of payment and fraud/risk providers with pre-negotiated terms, ready to deploy from inside Composer. You sign one contract with Spreedly and can test a new vendor without a procurement cycle.
You define failover in the flow: if the primary gateway declines or times out, the transaction retries on a secondary path you choose, using the same stored credential. Because credentials live in the vault rather than at one processor, retrying elsewhere doesn't mean asking the customer to re-enter a card.
Yes. Split traffic by percentage between two paths, run them side by side, and compare authorization rate and cost on real volume. When one wins, move the split. If it doesn't, roll back to the previous published version.
Spreedly is a PCI DSS Level 1 service provider. Card data is captured and tokenized in the Spreedly vault, so raw PANs stay out of your systems and out of the flows you build. That shrinks your PCI assessment scope.
Teams already integrated with Spreedly can build and publish a first flow the same day. New integrations depend on your checkout and migration path; if you have credentials sitting at an existing processor, we handle the vault migration as part of onboarding.
