About Equiant: Leading receivable servicing technology

Equiant is a leader in receivable servicing technology, supporting timeshare brands, equipment rental companies, and other structured finance organizations. Their customers depend on Equiant to maintain strong relationships with end clients, and smooth, dependable payments play a central role in that experience. From periodic invoicing to subscription style billing, Equiant’s platform manages financial interactions where any delay can quickly impact portfolio performance.

The Problem: Solving integration and onboarding friction

Equiant’s customers expect payments to work without friction. Behind the scenes, delivering that seamless experience was becoming increasingly difficult. Each new customer arrived with a different payment gateway. Every integration required engineering resources, and every update to a gateway’s API introduced risk. These demands were pulling the team away from the core value of Equiant’s business.

Chief Business Development Officer Peter Moody said the team needed a way to process payments immediately through partner gateways without building and maintaining every integration on their own. The growing complexity was slowing down their ability to onboard new customers and hindering their ability to innovate.

The Solution: Accelerating growth through unified orchestration

Equiant partnered with Spreedly to break the cycle. By integrating once with the Spreedly Payments Orchestration API, Equiant gained access to the full range of supported gateways along with secure vaulting and tokenized transactions. There was no need to rebuild gateway processes, and no need to force customers into new merchant service agreements. Support for cards and ACH gave Equiant the flexibility to meet the evolving needs of portfolio holders while keeping the engineering load low.

Peter explained that outsourcing gateway additions allowed the team to shift focus back to revenue generation. Spreedly became the payments engine inside Equiant’s platform while Equiant continued delivering a reliable, scalable servicing experience.

The Results: Future proofing payments and portfolio performance

Equiant now offers a payments foundation designed for future growth. New portfolio holders can join quickly because they no longer need to change their payment setup. Internal teams spend less time on maintenance and more time on innovation. Support for multiple payment types prepares Equiant for changing customer expectations. Most importantly, end clients can submit payments confidently, keeping receivables on track and strengthening the relationship with the portfolio holder.

As Peter put it, Spreedly has effectively future proofed Equiant’s payments strategy and unlocked new flexibility for their business.